Save Money Penny Saved Penny Earned | DIY | Pay Off Debt 9 Creative Ways to Pay Off Credit Card Debt Credit card debt can be absolutely debilitating. I know two people who have had to declare bankruptcy as a direct result of being young and foolish with credit cards. Both found themselves in positions where their interest payments alone... Read More Emergency Fund Guide, How Much Do You Really Need? Emergency funds, like most things are not “one size fits all”. Hopefully my emergency fund guide can help you decide just how much cash you should keep on hand. It can be argued “the bigger the emergency fund the... Read More 8 Tips How to Grow a Green Lawn, DIY and save money! My first home came with 2,600sq/ft about 1 acre of land, and all the crabgrass in New Jersey. Tight on budget from my new home, I had to teach myself how to grow a green lawn and I think... Read More Student Loan Forgiveness is Unfair – A Moral Argument Against It As someone who has been paying student loans for nearly a decade there are few things I’d like more then to have them eradicated on my behalf. With that said, I understand that these loans would have to be... Read More Living Paycheck to Paycheck is a choice For those who argue the cost of living is too high to put any money away for retirement, and that's why people are living paycheck to paycheck, then why is it that.... Those who make $30,000 a year are... Read More