A Penny Saved is A Penny Earned Emergency Fund Guide, How Much Do You Really Need? Emergency funds, like most things are not “one size fits all”. Hopefully my emergency fund guide can help you decide just how much cash you should keep on hand. It can be argued “the bigger the emergency fund the... Read More Living Paycheck to Paycheck is a choice For those who argue the cost of living is too high to put any money away for retirement, and that's why people are living paycheck to paycheck, then why is it that.... Those who make $30,000 a year are... Read More